authorization hold, card authorisation, preauthorization, preauth

**Tureng-Özgür** · **19-02-2008, 03:51**

Bankacı arkadaşlar bilebilir. Bunu tam karşılayan bir ifade arıyorum.

**Tureng-Çağla** · **27-02-2008, 10:49**

internette kredikartıyla yapılan alışverişlerle ilgili olabilir mi?

**joeboss** · **27-02-2008, 20:02**

card authorization : kart onayi icin izin

**Tureng-Özgür** · **28-02-2008, 05:07**

is the practice within the banking industry of authorizing electronic transactions done with a debit card or credit card and holding this balance as unavailable either until the merchant clears the transaction (also called settlement), or the hold "falls off." In the case of debit cards, authorization holds can fall off the account (thus rendering the balance available again) anywhere from 1-5 days after the transaction date depending on the bank's policy; in the case of credit cards, holds may last as long as 30 days, depending on the issuing bank. Visa allows merchants to void an authorization hold immediately or adjust the amount of the hold in a process known as an authorization reversal; other card associations require customers to wait until the customer's bank invalidates the hold

**joeboss** · **28-02-2008, 05:19**

authorization hold : kartla harcanan paranin banka tarafindan bloke edilmesi (satici parasini alana kadar)
card authorization ; kartla yapilan harcamanin banka tarafindan onaylanmasi islemi